Creditor Rights and Collections
Crouch, Harwell, Fryar & Ferner, PLLC, routinely represents creditors in all types of collections actions, including on notes and open accounts. We also represent creditors in bankruptcy matters, including Chapter 7, 11, and 13 bankruptcies. While the majority of our collections clients are banks and other businesses, we represent individual creditors as well.
We understand that our clients’ ability to collect the money they are owed is critical to their growth and success. Therefore, we strive to represent them as efficiently and cost-effectively as possible to maximize their collections and positive cash flow.
Collections for Businesses and Individuals
The struggling economy of the last several years has caused an increase in individuals and organizations defaulting on debt. This has led to businesses having increasing difficulty collecting payment for goods and services. Our attorneys have extensive knowledge of state and federal debt collection law and are able to handle the collections process from start to finish. Among the matters we regularly handle are:
- Demands for payment
- Suits on open accounts or notes
- Enforcement of judgments through writs of execution, liens, and wage and bank account garnishments
Crouch, Harwell, Fryar & Ferner, PLLC, is committed to protecting the financial interests of our business and individual clients. We are available to assist you or your business in preserving your rights as a creditor.
Bankruptcy Creditors' Litigation
When a commercial or consumer debtor declares bankruptcy, it becomes much more difficult for creditors to receive payment for goods and services. Crouch, Harwell, Fryar & Ferner, PLLC, represents creditors in a variety of bankruptcy proceeding, including:
- Filing claims
- Recovering money or property from the trustee, debtor in possession, or debtor
- Obtaining relief from the automatic stay
- Determining the validity, priority, or extent of a lien or other interest in property
- Determining the dischargeability of a debt
- Objecting to or revoking a discharge
- Objecting to or revoking the confirmation of a Chapter 11 or Chapter 13 plan
- Obtaining injunctions or other equitable relief
Bankruptcy matters involve strict time schedules, so it is essential for creditors to act promptly to preserve their rights with regard to debtors in bankruptcy.